health insurance

  The rising costs of healthcare have made medical insurance providers sit up and take notice of the need for coverage that keeps up with the times. Thus, insurance companies now offer many new types of health insurance products and add-ons to truly give holistic financial protection during a medical emergency. One such product is the daily hospital cash rider that can be added to a health insurance plan . If you are new to the concept of this particular rider, read on to discover why you should definitely consider opting in for it. What does the daily hospital cash rider do? Even though you have a health insurance plan, there are some medical charges that do not get covered during a hospitalization. These can include the costs of certain medical accessories, daily transport of your family members to and fro as they tend to your needs, and even meals ordered apart from what the hospital provides. The daily hospital cash rider helps you in paying for all these surplus – yet esse...

  A single hospitalization that stretches more than a week is usually enough to wipe your savings clean. The only way by which you can receive the best in medical care while also protecting your hard-earned money is by opting in for health insurance. Indeed, health insurance holistically protects your physical, mental, and financial well-being. Now, buying health insurance for the first time can be a bit confusing. While reading the fine print, you may come across several terms that might seem alien to you. You might feel tempted to just skip the jargon; however, doing that would leave you with incomplete information. And, that is not ideal when buying something as important as health insurance. Two of the most common terms in healthcare and health insurance that are often the subject of confusion are day care procedures and OPD. In this article, we aim to help you understand the differences between these two terms in healthcare and how your insurance covers them. Day Care Pro...

  In life, it is always good to have a plan B ready in place if things do not happen as they should. This plan B is actually your backup that offers you peace of mind. For instance, when appearing for an important examination, you would not simply carry along a single pen. You would have a second pen too just in case the first one stopped midway. We have to apply the same logic of having a backup in place when it comes to health insurance. In health insurance, your backup plan is simply referred to as a top-up plan on your medical insurance policy . Just like your spare pen comes in handy when the first one gives up midway, your top-up plan kicks into action when the coverage of your health insurance policy runs out. Now, if you are new to health insurance, you might not have heard of top-up plans at all. Or, you might have heard about these plans in passing but have no proper clue about the benefits they offer. Don’t worry for this article will take you through a few basics of top...